Services
Choose to work with someone you trust
For many people, money can be a sensitive subject. It’s important to select a financial advisor, yes, who can do the job; but finding someone who you like and trust can be equally as important. My job is to get to know you as intimately as possible so that I can help you get where you want to be.
I serve clients in the Treasure Valley of Idaho, but am able to work with anyone across the United States. I build and maintain custom investment portfolios for my clients. I help clients plan for retirement and work to ensure proper money management. I also work with many tax and estate planning professionals to ensure my clients’ entire financial picture is well taken care of.
Choose to work with someone you trust
For many people, money can be a sensitive subject. It’s important to select a financial advisor, yes, who can do the job; but finding someone who you like and trust can be equally as important. My job is to get to know you as intimately as possible so that I can help you get where you want to be.
I serve clients in the Treasure Valley of Idaho, but am able to work with anyone across the United States. I build and maintain custom investment portfolios for my clients. I help clients plan for retirement and work to ensure proper money management. I also work with many tax and estate planning professionals to ensure my clients’ entire financial picture is well taken care of.
Investment Philosophy
Below you will find a few major components of my investment philosophy and style. As a fully independent advisor, I think it’s important to understand that the way I invest my client assets is the exact same way I invest my own. As a client of Sage Mountain, we run the race together.
Below you will find a few major components of my investing philosophy and style. As a fully independent advisor, I think it’s important to understand that the way I invest my client assets is the exact same way I invest my own. As a client of Sage Mountain, we run the race together.
Individual Stock Exposure
For a bulk of the portfolio, I use broad-based index fund ETFs for market-like returns and diversification. Based on risk tolerance, I also include individual company stocks that I closely monitor within a smaller subset of the portfolio. The goal is to have this section achieve outperformance in the long run.
Focus on US Equities
Over the last decade, international stocks have earned a little over half what the S&P 500 has returned on an annualized basis. Even when investing in predominantly US equities, you still get international exposure since Americans aren’t the only ones buying iPhones. Unless global dynamics change, I don’t see why I would invest anywhere else.
Alternative Investments
These can include things like gold, digital assets, private equity and private credit. Do I think they are right for every client? Absolutely not. Access to private markets will ultimately depend on financial suitability, but I do believe that alternative investments can serve a place in the right client’s portfolio.
How do I make money?
Many financial advisors at popular chains across the country are compensated through revenue-sharing agreements with mutual fund companies. This means that they are compensated more when they put certain investments in your portfolio, even if better and less expensive options exist. This is not how I am compensated.
I am a fee-only financial advisor. My fee is an ongoing percentage of the assets I manage for a client. This means that I only receive a fee for my services from my clients directly. By not receiving commissions or any other transactional fees, this helps reduce conflicts of interest and helps me to better serve you.
Ready to take control of your financial future?
Let me help you get there. I’d love to hear from you!